7 Critical Steps To Go By If Your Identity Is Stolen
Notably, identity fraud has been on the rise and millions of people have been victims to it. Well, it is such a big problem but unfortunately, it doesn’t seem like its going to get solved anytime soon. Therefore, it is good to be careful as you could as well fall into the trap of these fraudsters. Fortunately for you, you can learn about the steps you can take so that you can keep your identity as safe as possible even when stolen by the fraudsters. When fraudsters steal your identity, it can be risky and it could lead to financial losses. Good for you, we have some information of value that can assist you just in case something like this happens to you. This article guides you on the critical and important steps that anyone should take if ever their identity is stolen.
It is critical that you notify companies about the stolen identity. There is no harm in taking action really quick. You can’t just wait to later hear about fraudster activities that have already taken place. These fraudsters are normally very fast as they avoid getting caught. Thus, ensure that every relavant company knows about your identity theft. With account takeovers, the information on your card can be compromised. For instance, calling your card issuer will enable them to take some action that will keep the fraudsters away from getting more of your information.
Also, ensure that you have filled a report with the Federal Trade Commission. This one deals with all cases relating to identity theft. Although they do not have the power to pursue criminal charges, they can provide essential information to law enforcement agencies to help in tracking down the criminals. Filing a case with them requires you to only visit their website. Once you have filled they give you a recovery plan. You will then be issued with forms and letters helpful in filing a report with the police and also disputing fraudulent charges. view here for more
Even more, file a report on the case with the police. There will be documentation and the police can assist you. click here for more
Get the main credit bureaus to place a fraud alert on your card. Institutions will therefore be aware of chances of your card being compromised. Institutions will be better placed to identify that your card could be compromised. click here
The next thing you’ve got to do is freezing your credit. Nobody will get your credit report even if they request for it. You only have to call the main bureaus and have them do it.. discover more
Always tighten security when it comes to accounts. Be creative with passwords and avoid having a single password for all accounts as it can become easy to guess. click for more
Even more, you could work with am identity theft attorney to guide you.
Support: from this source